Sellers: As we negotiate your deal, we'll not only work to get the optimal sales price, but we'll also push for reduced closing costs. And once we've come to an agreement, we'll fully clarify the closing costs so you are aware of exactly what you're paying for. Buyers: When buying real estate in San Diego, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an acceptable range so you're not shocked when you get to the closing table. We'll be willing to look at the estimate with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.
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